Solutions for Self-Insured Employers
Claims Management Expertise
With regional offices and territory-focused staff strategically located throughout the core states in which we operate, Key Risk's dedicated claim professionals truly understand the challenges and opportunities self-insured employers face. Our approach to claims management offers self-insured employers:
Outcome-Based Cost Containment
Medical and pharmacy costs, as well as the length of time an employee is out of work due to a workplace injury are significant factors that ultimately impact the overall claim cost for a self-insured organization. Key Risk provides services to address these factors:
Program Administrative Services
Self-Insured Group Funds have service needs that extend beyond claim management, risk management and placement of excess workers compensation insurance. Services required may extend to policy and certificate issuance, audit processing, experience modification promulgation, as well as underwriting and accounting functions.
Key Risk is a resource for self-insured group funds as well as insurance carriers that are seeking alternatives in this area acheter viagra sans ordonnance.
Excess Workers Compensation Coverage Access
Companies that self-insure limit their amount of financial risk by purchasing excess workers compensation insurance. Key Risk can obtain proposals for coverage from carriers that offer excess workers compensation insurance and, working with individual employers, can help determine acceptable retention levels and coverage terms for their organizations.
Risk Management Information System
Through MasterKey Connects®, Key Risk's state-of-the-art risk management information platform, self-insured clients have online access to claim information and trending information specific to their business. With MasterKey Connects, self-insured clients can report claims online, set automatic alerts, view log notes, and generate reports specific to their needs.
Be sure to check out our overview video on this innovative risk management information system.
Risk Management Services
Offering both standard resources as well as custom-tailored solutions, our outcome-focused safety programs include benchmarking performance within an industry in addition to practical steps to surpass those benchmarks. Our Essentials™ Risk Management available resources include: