Regional Insurance Programs

Through an ongoing commitment to innovation, continuous improvement and education, our mission is to enrich each client’s risk management strategies by creating and executing comprehensive solutions proven to protect people, support business and exceed expectations. Our regional presence and industry-focused expertise in workers compensation allows us to optimize opportunities for employers and provide solutions specific to the needs of their business.

Our Regional Appetite

See why 93% of our clients say we have not only met, we have exceeded their expectations!  Industry focus areas include:

  • Agricultural
  • Contractors
  • Education
  • Healthcare
  • Hospitality
  • Human Services
  • Manufacturing
  • Mercantile & Professional Services
  • Public Entities
  • Stores
  • Transportation

National Workers Compensation Programs

With our continued focus on providing industry-specific workers compensation products and services where it matters most, we work together with employers in the following industries across all 50 states:

United States Longshore and Harbor Workers Compensation

Key Risk provides insurance coverage in compliance with the USL&H and the
Outer Continental Shelf Lands Act for employers in the following industries:Dock Worker

  • Construction
  • Environmental Contractors
  • Marine Construction
  • Oil & Gas Service Contractors
  • Ship Building & Repair
  • Transportation

In addition to a nationwide network of claims professionals, Key Risk has partnered with industry experts to offer nationwide port presence and a cohesive marine claims solution
for both state act and USL&H claims management.

Program availability includes:

  • State and Longshore multi-jurisdictional policies
  • 100% Longshore exposure to incidental only on all approved classes of business
  • Guaranteed cost and alternative solutions for USL&H programs


Temporary Staffing

Key Risk provides Temporary Staffing employers with nationwide solutions. This includes:Staffing Agency

  • Healthcare & Medical
  • Light Industrial & Manufacturing
  • Office, Sales & Clerical
  • Services
  • Technology
  • Wholesale & Retail

Program availability includes:

  • Flexibility - Guaranteed Cost and Small Deductibles (where available)
  • Broad Appetite - Over 330 acceptable classes 
  • No experience modification restrictions
  • Payment Solutions - Traditional and flexible solutions available including
    PremiumSync pay-as-you-go