Dedicated to an efficient and personalized process, your Key Risk claims team is always just a phone call away.
Claim Info and Resources
Report a Claim
Call us at 1.866.687.0710, use our online portal, or connect with a trained physician for immediate care and claim reporting.
Explore Claim Resources
Access all your essential claim resources including doctor / pharmacy locator, medical treatment kit and pharmacy card.
Why Key Risk
Creative underwriting and claims excellence paired with exceptional responsiveness deliver an experience certain to exceed your expectations.
99% of new lost time claims receive three-point contacts within eight hours
96% of claims inquiries receive a response in 24 hours
Key Risk clients rank their experience as “exceeding expectations” 97% of the time
Key Risk is focused on highly-specialized industries and creative underwriting to meet the unique needs of your business.
Work with a single, dedicated underwriter with deep knowledge in specific market segments
On average, Key Risk underwriters possess more than 15 years of workers compensation underwriting experience
Key Risk closes claims 20% faster than the industry with an average 25% lower cost
Adjuster case loads are 20% lower than the industry average, allowing quicker responses, excellent customer service, and cost savings for policyholders
Telemedicine service connects injured workers to an emergency trained physician within two minutes to avoid unnecessary, costly trips to urgent care and emergency rooms.
What Our Customers Say
“One of the things that I think I really value about Key Risk is the fact that, from a claims standpoint, they are truly concerned about the wellbeing of the injured employee and that is kind of invaluable. We feel like we have created a better program, better coverage, better pricing and better service.”
Agent in Tennessee
“Key Risk consistently exceeds my expectations! Working with them has been an absolute pleasure and I greatly appreciate all of the work they do for my business each and every day. They are so responsive and I feel confident knowing that I can contact them at any time. I have also received great feedback from my staff in regards to their empathy, responsiveness and willingness to assist.”
Promptly report the injury/occupational disease to your employer. Your employer should report to Key Risk or ask you to call: 1.866.697.0710 (English); 1.866.787.2810 (Spanish). Click herefor more information.
A claims adjuster will typically contact you, your employer and any medical providers within 24 hours. They will evaluate your claim, determine & explain your benefits, and make arrangements for medical treatment and any payments. Your adjuster or a nurse case manager will also update your employer on your medical and return to work status.
A Claim Acknowledgement letter will be mailed. Your employer will also receive notice of your claim number.